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U.S. Bank’s Gus Fernandez says purpose-led brands must earn relevance, not chase it

The banking executive argues that winning attention does not equal winning trust, and that AI cannot replace human connection with communities.

Gus Fernandez of U.S. Bank

Gus Fernandez, who leads inclusive growth and community impact at U.S. Bank as a vice president, says brands working in social impact need to earn relevance through real investment and commitment rather than pursue it through messaging.

Fernandez worked in agencies for 13 years before moving client-side, leading large campaigns for Coca-Cola, DIRECTV, MetLife and Universal Pictures. In five years at the bank he has built an always-on model linking the bank’s payments division with diverse small business communities around the US, making inclusive growth a core part of business strategy. He sits on the Social Purpose jury of an industry awards festival.

“Attention is not the same as trust, and efficiency is not the same as connection. The more AI becomes part of our daily work, the more human connection will matter. The brands that stand out will be the ones that use AI for speed and insight without losing the human strategy behind the work.”

What AI cannot do

His view comes from the communities he works with. AI can spot patterns, sharpen messages and scale storytelling better than before, he says. It cannot sit down with a small business owner and grasp what they are trying to overcome, build trust with community partners, understand a neighbourhood’s history or sense when a campaign calls for less polish and more humanity.

“That is the part of marketing I care most about.”

His advice for brands in the social purpose space is what he practises at the bank, and it begins well before a campaign launches.

“Be clear about the difference between showing up and being useful. A lot of brands want to be part of conversations around community, inclusion, small business, and social impact, but people can tell when the work is real versus when it is just packaged well. Sometimes the most important work happens before anything is public: learning the landscape, understanding the barriers, and identifying where your resources, platform, or expertise can make a meaningful difference.”

The substance behind a story is what makes the marketing credible, he says. Without real investment, strong partnerships and a true understanding of the audience, even well-made work comes across as empty.

“Do not chase relevance. Earn it. Brands do not build trust by saying they care. They build it by showing up with value, staying committed, and proving through action that the community is not just part of the message. It is part of the mission.”

Short-term and long-term

Fernandez says short-term activity should be specific, measurable and tied to business objectives, while also contributing to something bigger. A campaign that generates leads without strengthening trust is incomplete, he says, and so is brand work that feels meaningful but has no link to business results.

“The strongest brands know how to do both. They use short-term pressure to stay focused and accountable, but they keep investing in long-term work that creates preference, loyalty, and credibility. That is where brand value is really built: not just in what people buy today, but in why they continue to believe in you tomorrow.”

His investment for 2026 would be community-led storytelling. That means better content rather than more of it, drawn from real people, insights and impact. Audiences swamped by volume can quickly tell a brand that is filling space from one with something to say, he says.

“The brands that get this right will not just be louder in 2026. They will be more trusted, more useful, and more connected to the audiences they are trying to serve.”

He wants future leaders who are at ease with AI and data but keep the people behind the work in view.

“Success will not just come from being the most technical or the most efficient. It will come from knowing how to connect the dots between innovation, purpose, business impact, and real human needs.”

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